There is no shortage of crypto payment gateways in 2026. Picking the right one comes down to four questions: **how many coins**, **how do you settle**, **what does the back office look like**, and **what does it cost at your volume**? Here is a quick comparison of five popular options. ## The shortlist | Gateway | Coins | Settlement | Best for | |---|---|---|---| | **Xynex** | 360+ | Crypto or stablecoin | Operators who need full back-office tooling | | **BitPay** | ~14 | Fiat or crypto | US merchants who only need BTC/BCH with bank settlement | | **CoinGate** | ~70 | Fiat (EUR/USD) or crypto | EU merchants needing Shopify/WooCommerce plugins | | **NOWPayments** | 300+ | Non-custodial | Teams that must hold their own keys | | **Cryptomus** | 300+ | Crypto | Low-fee, high-volume operators | Read the detailed comparisons: - [Xynex vs BitPay](/compare/bitpay) - [Xynex vs CoinGate](/compare/coingate) - [Xynex vs NOWPayments](/compare/nowpayments) - [Xynex vs Cryptomus](/compare/cryptomus) ## What we look for - **Coin coverage.** If you only ever need BTC and ETH, almost any gateway works. The moment your customers ask for USDT-TRC20, SOL or a niche L2, you need a gateway with broad chain support. - **Settlement.** Some teams want to hold crypto. Others want everything auto-converted to USDC or wired out as fiat. Pick a gateway whose default matches yours. - **Operator console.** Refunds, mass payouts, audit logs, role-based admin — boring stuff that decides whether your finance team likes you next quarter. - **Compliance.** KYB onboarding, country blocklists, risk rules. A gateway without these is fine for a hobby project, not for a regulated business. ## Where Xynex stands [Xynex](/) is built for operators. 360+ assets, a full admin console, mass payouts, crypto subscriptions, dispute and refund workflows, and a clean REST API with signed webhooks. [See pricing](/pricing) or [create a free account](/signup) to test in sandbox.

Best Crypto Payment Gateways in 2026 (Compared)